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Find Your Perfect
High-Yield Savings Account

Compare APY rates, fees, and features side-by-side. Earn up to 4.35% APY—that's 10x the national average.

Current rates and bonuses

All FDIC insured banks

Updated daily

?? RATE ALERT

Savings rates are at their peak. The Fed just cut rates—lock in high APYs now.

Rates updated: October 12, 2025

Top savings accounts by category

Newtek Bank
4.35% APY
Highest Rate Overall
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Wealthfront
3.75% APY
Up to $8M FDIC Insurance
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Marcus
3.65% APY
Best Brand Trust
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SoFi
4.50% APY
With Direct Deposit
?? BONUS: Up to $300
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Discover
3.50% APY
Best Mobile App
?? BONUS: Up to $200
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Ally Bank
3.40% APY
Best Overall Experience
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Why it matters

National Average Savings Rate
0.40% APY
On $50,000: $200/year
Top High-Yield Savings Rate
4.35% APY
On $50,000: $2,175/year

You'd earn $1,975 more per year by switching

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