Best Mobile Banking Apps 2026
The best savings accounts also have the best apps. Here are the top-rated mobile banking experiences.
Discover
Consistently rated the best banking app in the industry. Clean interface, fast performance, and intuitive navigation.
Ally Bank
Feature-rich app with savings buckets, goal tracking, and visual spending insights. The best for organization-minded savers.
SoFi
All-in-one financial app with banking, investing, loans, and credit monitoring. Modern design with smooth animations.
*With direct deposit
Marcus
Simple, focused app for savings and CDs. No bells and whistles—just clean functionality backed by Goldman Sachs.
Wealthfront
Sleek, modern app integrating cash management with automated investing. Best for tech-savvy savers who also invest.
What Makes a Great Banking App?
- Speed: Fast load times and responsive interactions
- Security: Face ID/fingerprint login, instant lock
- Design: Clean interface, easy navigation
- Features: Check deposits, transfers, account management
- Reliability: No crashes, consistent uptime
The Bottom Line
If app experience is your top priority, Discover leads the pack. For the best combination of app quality and features, Ally's savings buckets give it an edge for goal-oriented savers.