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Find Your Perfect
High-Yield Savings Account

Compare APY rates, fees, and features side-by-side. Earn up to 4.35% APY—that's 10x the national average.

Current rates and bonuses

All FDIC insured banks

Updated daily

⚡ RATE ALERT

Savings rates are at their peak. The Fed just cut rates—lock in high APYs now.

Rates updated: October 12, 2025

Top savings accounts by category

Newtek Bank
4.35% APY
Highest Rate Overall
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Wealthfront
3.75% APY
Up to $8M FDIC Insurance
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Marcus
3.65% APY
Best Brand Trust
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SoFi
4.50% APY
With Direct Deposit
🎁 BONUS: Up to $300
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Discover
3.50% APY
Best Mobile App
🎁 BONUS: Up to $200
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Ally Bank
3.40% APY
Best Overall Experience
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Master Your Savings Strategy

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How to earn 10x more than traditional savings accounts
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Why it matters

National Average Savings Rate
0.40% APY
On $50,000: $200/year
Top High-Yield Savings Rate
4.35% APY
On $50,000: $2,175/year

You'd earn $1,975 more per year by switching

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